Whether you have a small salary or a job that pays great, learning how to budget your money is one of the smartest things you can do. Here you will…
Tag: save money
Deal sites in Nigeria are the popular groupon site in America. This is a site that where you can buy things at a very cheap price much lower than the price in the market.
You can buy things at a lower price because it is a deal, it only lasts for a number of days and stops. So if you want to take advantage of the low price, you need to buy it at that time and also redeem your coupon before it expires.
This is how it works. Continue reading “Daily Deal Sites in Nigeria” »
Savings is a way of keeping some amount of money apart as a reserve for the future. The money could be for investment or for retirement. One good way of…
One of the greatest breakthroughs in civilization is the concept of banking. Banking paved the way to the creation of bigger corporations, complex institutions, more secure financial transactions, and global economic interdependence. People manage money through banking to make sure that the hard earned money that they acquire stays safe, healthily anchored in a national market, and easily accessible without having to hold on to the money itself.
Banks have been introduced since approximately 3 B.C. when temples held resources in terms of grains and other produce for commercial trading. Modern banking which standardized banknotes as currency was established during the 1500’s and marked a new era of western banking as you know it.
Since then, banking have been brought to new heights with introduction of technology which allowed virtual banking while still being associated with real world currency. Faster transactions and larger volumes of money can now be transferred to any where in the world with a global banking system with just a click of a button.
Personal Accounts: The most common and simplest form of managing money through banking is by opening a personal account. You are then given an option of how the account should act, either as a savings account or a checking account. The former is the most basic form of savings with a fixed interest rate, as you’ll need a minimum maintaining balance to prevent account closure.
The latter also known as current account is designed Continue reading “Saving with a Bank” »
Everyday, you are tasked to handle a number of responsibilities and obligations to make sure that each choice that you make and each action that you do would keep you in your normal state of being. From the health to the financial choices presented on a daily basis, you are tasked to make the right and responsible choices lest you want to be in a state of confusion and detrimental scenario. In the financial aspect, you have to manage money and save more in the process. Here are several ways to effectively carry out such task.
Easier said than done, increasing the savings would entail us to sacrifice some other type of leisure or free time. In addition, increasing savings would definitely need the added money required to accomplish Continue reading “Neat Ways of Saving Money” »
Managing money is associated with saving, budgeting, keeping, and the like. However, the truth about managing money is that it is just a concept that encompasses a larger scheme of handling money. The way to manage money and earn more is more than a single way concept. Not only does managing money mean being able to keep money per se, but also to be able to use the money for you want you want to do. This includes investment, business ventures, and leisure activities.
a) You can make more money through Savings: Although it is quite confusing to understand how one may be able to earn more when he is saving more and not the other way around, Continue reading “3 Ways to Make More Money” »
Effective tips on managing money are the things that will help us have money where and when needed.
If you do not have money when you need it, it simply means you are not handling the money that comes into your hands well. In order not to overshoot your budget here are 3 ways to ensure you spend according to your budget.
- Look At your Future Goals
Thinking about the future helps you to avoid spending more than your budget allows. When you have future goals and aspiration you want to meet. This gives you an option of having to put an allowance from your salary and allowances for your future goals. This way you’ll be able to adjust and cope up with unexpected events with a bit more Continue reading “Top 3 Ways to Spend withing your Budget” »